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DCC · DATA COMPLIANCE CHINA China data law, for overseas counsel.
§ LAW · BANKING & INSURANCE CYBERSECURITY MEASURES (DRAFT)

Measures for the Administration of Cybersecurity in the Banking and Insurance Sectors (Draft for Public Consultation).

银行业保险业网络安全管理办法(征求意见稿)

Released for public comment: July 10, 2026. Public-comment deadline: August 10, 2026.

Summary entry. The original Chinese consultation text released through the National Financial Regulatory Administration controls. DCC’s structured summary of the draft is published as a brief: NFRA Opens Consultation on Banking and Insurance Cybersecurity Measures.

Source documents

  • Official consultation page: NFRA

Structure

Eight chapters, 72 articles, plus a grading annex: General Provisions; Cybersecurity Governance; Cybersecurity Construction and Operation Management; Cybersecurity Risk Monitoring; Cybersecurity Incident Response and Disposal; Critical Information Infrastructure Management; Supervision and Administration; Supplementary Provisions. The annex sorts cybersecurity incidents into four tiers — extraordinarily major (Level 1), major (Level 2), relatively major (Level 3), and ordinary (Level 4) — by data-security impact, outage duration and geographic spread, and harm to national security, social order, and the public interest.

Relationship to the July 3 financial-sector draft

The NFRA states that this draft interlocks with the Measures for Cybersecurity Management in the Financial Sector (Draft for Comment) released July 3 by the four State Council financial management departments: the cross-sector text sets the common frame, while this rule supplies the banking-and-insurance implementation layer, with materially tighter operational requirements — reporting clocks, disaster-recovery takeover capability, the 24/7 security operations center, and annual attack-defense exercises among them.

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